RETIREMENT BENEFITS
At Torrey Pines Financial we look at the entire picture. Regardless of what your financial situation is, once you head into retirement Social Security & Medicare will play a role in your overall planning process. The decisions, and the mistakes, that you make as it pertains to these two programs have implications that impact all other facets of your retirement plan.
We take great pride in fully understanding Social Security & Medicare, allowing us to help guide you through the decision making process. Our team of experts works tirelessly to stay up to date on recent legislative changes so you can have the confidence that your plan is working to secure your retirement and your financial future.
We take great pride in fully understanding Social Security & Medicare, allowing us to help guide you through the decision making process. Our team of experts works tirelessly to stay up to date on recent legislative changes so you can have the confidence that your plan is working to secure your retirement and your financial future.
SOCIAL SECURITY
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Social Security represents a very important piece of the retirement puzzle - guaranteed income for life. That is why it is so important to fully understand the program, your choices and how those choices impact your loved ones.
Regardless if Social Security will make up a large part of your retirement income or it simply acts to supplement your other assets and savings, it's up to you to maximize your benefits. There are big questions as it relates to Social Security: Do I file early? Do I delay filing? Where is the break even point? What happens to my benefit if I pass away? At Torrey Pines Financial we will help you answer all of these |
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questions and help you understand how Social Security impacts your larger Retirement Roadmap. We'll create a personalized Social Security report to illustrate the financial ramifications of your filing choices and work with you to create the right Social Security strategy for you and your family. Planning for retirement is challenging enough, our team of professionals is here to to help so you don't have to go at it alone.
MEDICARE
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Medicare is confusing to say the least. Learning the Medicare lingo is like learning a foreign language and can feel like a full time job. Once we near that magical age of 65 we are bombarded with mailers from various insurance companies and providers. Sifting through this information to find the right plan for you can be extremely overwhelming.
At Torrey Pines Financial we'll help you simply the process so you get the plan that is right for you and your family. Don't know the different between Medicare Supplements and Med-Advantage plans? Don't worry, we're here to help. Our team of experts will walk you through all of your options, point out hidden surcharges, and detail your enrollment timeline. Health Care can play a major role in Retirement and it's vital you get the best care possible. |
At Torrey Pines Financial we believe Social Security and Medicare planning should be included in your Retirement Roadmap. Having a team you can call to discuss all of your retirement questions will give you the confidence and peace of mind that you are well taken care of.
Torrey Pines Financial is a registered investment adviser. Individuals and firms may only transact business in a jurisdiction after satisfying its licensing and qualification requirements, or after being excluded or exempted. This site has been designed for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security which may be referenced upon the site. Such offers can only be made where lawful under applicable law. Torrey Pines Financial does not intend to provide investment advice through this site and does not represent that the securities or services discussed are suitable for any investor. Investors are advised not to rely on any information contained in the site in the process of making a fully informed investment decision. Torrey Pines Financial does not, and this site does not intend to, render tax or legal advice.